A lot of Americans are angry right now, and they have every right to be. Housing is brutally expensive. Groceries cost more. Healthcare costs too much. Plenty of people have jobs and still feel like they are barely keeping their heads above water. Young adults are struggling to buy homes, start families, or build the kind of economic security their parents once took for granted. The pain is real. The frustration is real. The mistake is assuming the people we have been taught

My college-age son was bitten by a dog while making a delivery for an app-based food service. He did what any reasonable person would do. He went to the emergency room, had blood work done, received medication through an IV, and went home. No major surgery. No extended hospitalization. No medical drama worthy of network television. Then the bill arrived. More than $58,000. A medical bill can be negotiated, adjusted, or denied, but every dollar still comes from somewhere, and